Privacy Policy

1. Introduction

At gooddriver.im, operated by PanoWay Inc., we are committed to protecting your privacy. PanoWay Inc. dba PanoWay Insurance Services(CA License #6019141; NPN 22196247). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

2. Information We Collect

We collect information that you provide directly to us, including:

• Account information (name, email address, password)
• Vehicle information (make, model, year, license plate)
• Location data (state, city)
• Insurance information (premium amounts, frequency)
• Driving data from dashcam footage analysis
• Insurance referral consent details when you ask for licensed follow-up
• Consent records such as timestamp, disclosure version, IP address, and available consent-certificate details

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Service
• Analyze driving behavior and generate safety scores
• Generate reports and insights for you
• Document your consent choices before sending any insurance referral
• Compare your premium against informational similar-driver ranges
• Process transactions and send related information
• Send you technical notices and support messages
• Respond to your comments and questions

4. Data Sharing and Disclosure

Your data is private and never shared without permission. We do not sell raw driving behavior data. If sharing your insurance request is treated as a sale or sharing under California law, you can opt out using our privacy choices page. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations
• To protect and defend our rights or property
• With service providers who assist us in operating our Service (under strict confidentiality agreements)
• With participating licensed insurance partners, but only after you expressly request quote follow-up

We aim to share summarized insights for quote review rather than raw behavioral event data unless you specifically authorize broader sharing.

5. Referral Consent

When you request insurance follow-up, we store the time of consent, the page where consent was captured, the language shown to you, IP address, contact details you submitted, selected contact preference, and available consent-certificate details. We use that record to document and confirm your request.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

7. California Privacy Rights

Subject to applicable law and verification, California residents may have the right to:

• Access your personal information
• Correct inaccurate or incomplete information
• Request deletion of your personal information
• Opt out of sale or sharing of personal information
• Limit use and disclosure of sensitive personal information where applicable
• Receive non-discriminatory treatment for exercising privacy rights
• Withdraw consent at any time

Submit requests through Privacy Choices.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to operate the Service, remember preferences, and understand usage. Where required, we honor applicable opt-out choices for sale or sharing, including privacy signals when supported by our systems.

9. Children's Privacy

Our Service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us through the support channel in your account or submit a request through Privacy Choices.